Property Finance
We have a strong team of independent mortgage brokers who operate within Affinity. We ensure clients and club members have access to a full range of rates on the market and receive individually required levels of support and personal planning. Personal service is our priority.
Acting as independent brokers we work with the whole of market, this means we are able to source mortgage products from every lender. There are somewhere in the region of 6,000 different mortgage products on the market on any given day, can you imagine trying to research 6,000 different products yourself?
Financial products are constantly changing, which is why we use a sourcing system that scours the market place for all types of product at the very point in time you need them. Using our brokers saves you both time and nervous energy. Our service is equivalent to you visiting every different lender in the country, both on and offline, and researching their off-the-shelf product information. You would of course not have access to industry exclusives that you would otherwise have through Affinity.
Our brokers sit with you and explain all available options, cutting out any jargon and putting you in control of your own financial decisions.
The odds are that you will require financial assistance at some point in your life. Be it finding a mortgage; opting to re-mortgage to free up capital for investment, to pay off debts or even to buy another property.
We are proud to operate largely on a referral basis - so providing the best service possible is a good deal for you the client and for us at Affinity.
"Affinity has a unique way of helping people build a buy-to-let portfolio. They are a very easy organisation to deal with, very straightforward. I don't know anyone else that does what Affinity does to the same level."
- London Mortgage Company
Important legal information which you must read
Affinity Property Finance Ltd are Authorised and Regulated by the Financial Services Authority (Authorisation Number 300355). Head office: 3 Royal Court, The Royal Exchange, London EC3V 3LN - Tel: 0207 6211 999. Affinity Property Finance is registered in England No. 4549662. Mortgage secured on property. Loans subject to status, type and value of property. Life insurance may be required. A Guarantor may be required. If you choose to transact mortgage business through Affinity a credit broker fee of up to 1% of the amount borrowed will be charged. Written quotations are available on request. Minimum age 18. You may be required to pay other fees and costs relating to your mortgage such as legal costs, valuation fees, set-up or arrangement fees and Mortgage Indemnity Guarantee fees. Calls to Affinity may be recorded for training and monitoring purposes. The site is only directed at persons in the UK.
TYPICAL EXAMPLE: Borrow £175,000 over 300 months on an interest only basis, based on a pay rate of 4.80% = £700.00 per month for the first year, then 5.8% = £845.83 for the remainder of the term. Typical variable APR 6%. Total repayable £424,049.04 including lenders valuation fee £380, estimated legal fees £100, deeds release fee £50, broker fee £1,750, administration fee £125.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.